Banterra-Saluki Debit Card
Banterra offers two Saluki checking account choices, including Saluki Student Checking
and Saluki Interest Checking that are packed with benefits that are hard to beat.
and Saluki Interest Checking that are packed with benefits that are hard to beat.
| Saluki Student Checking | Saluki Interest Checking | |
| The perfect product designed for students 25 years and younger1 | Allows you to earn interest2 on money in your checking account | |
| FREE BANTERRA-SIU SALUKI VISA® DEBIT CARD |  |
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| FREE ONLINE BANKING | |
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| FREE ONLINE BILL PAY | |
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| FREE ONLINE STATEMENTS | |
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| FREE MOBILE APP BANKING | |
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| DIGITAL WALLET COMPATIBILITY | |
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| BANTERRA-SALUKI CHECKS | Saluki checks and other check designs are available, prices vary per style. | Saluki checks and other check designs are available, prices vary per style. |
| INTEREST BEARING | |
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| MONTHLY FEE | None | If requirements are met, no monthly fee; otherwise, a $10 monthly fee will be charged3 |
| ATM FEES | No Banterra ATM/ITM fees at more than 40 Banterra ATM/ITMs and 55,000+ Allpoint ATMs Worldwide4 | No Banterra ATM/ITM fees at more than 40 Banterra ATM/ITMs and 55,000+ Allpoint ATMs Worldwide4 |
| OVERDRAFT FEES | None5 | Standard overdraft fee unless covered by Overdraft Protection6 |
| MINIMUM OPENING BALANCE | $25 | $100 |
| SCHOLARSHIP FUND CONTRIBUTION7 | |
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BANTERRA IS A PROUD SPONSOR OF SALUKI ATHLETICS AND BANTERRA CENTER
Visit us at Banterra.bank or stop by one of our nearly 40 branches today
CARBONDALE BRANCH | 1500 W. MAIN ST. | 618-549-2116
1Student account is only available to customers 25 years or younger. At age 26, this account will be converted to Saluki Interest Checking and must meet the normal criteria in order to avoid monthly fee. 2$1,000 minimum balance in the account each day to earn interest. Tiered interest: $1,000 - $9,999; $10,000-$24,999.99; $25,000+. 3One of the following is required each month to avoid fee: (1)$2,500 minimum daily balance in this account; (2) $5,000 combined average balance in identified checking, savings & money markets, or minimum balance in certificate of deposit (CD) and/or IRAs. The CD minimum balance equals the current balance at the beginning of each statement period; (3) A monthly direct deposit of at least $200 or higher is deposited to this account. Direct deposit needs to be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. 4ATM fees charged by owners/operators of non-Banterra ATMs will be reimbursed on up to eight (8) non-Banterra ATM transactions, or up to $25 per statement cycle. 5Overdraft fees will be avoided by Banterra automatically declining any withdrawal or purchase that would result in insufficient funds in your account. Customers who prefer to not have these transactions declined can link their account to a Banterra Overdraft Protection funding account; certain restrictions apply. 6With Overdraft Protection (O.P.) you can avoid being overdrawn in your checking account by allowing automatic transfers from your designated accounts. With O.P. a small, one-time setup fee of $4.50 is required to sign up. After that, a transfer fee is charged for each auto transfer needed to cover your negative balance. See branch for more details. 7Banterra-SIU Scholarship Fund is facilitated by SIU. To apply or learn more, please visit this link.