Banterra Debit Card - Page Backup
Both Checking Accounts Include
- FREE BANTERRA-SIU SALUKI VISA® DEBIT CARD
- DIGITAL WALLET COMPATIBILITY
Apple Pay®, Google Pay® or Samsung Pay® - CONVENIENT DIGITAL BANKING
Person-To-Person Payment, Mobile Check Deposit - TRANSACTION ACTIVITY CONTRIBUTES TO A BANTERRA-SIU SCHOLARSHIP FUND
- UNIQUE SALUKI FAN EXPERIENCES, TICKET OFFERS AND DISCOUNTS AT SIU ATHLETIC EVENTS6
- BANTERRA-SALUKI CHECKS AVAILABLE TO SHOW YOUR SALUKI PRIDE8
SPECIAL OFFERS
WITH BANTERRA-SALUKI VISA DEBIT CARD INCLUDE
Banterra Center
BENEFITS AT BANTERRA CENTER
DURING ANY EVENT:
- 15% OFF TEAM STORE
*Only when team store is open
SIU Salukis
BENEFITS DURING ANY SALUKI ATHLETIC SPORTING EVENT INCLUDE:
- 15% OFF TEAM STORE
*Only when team store is open - BUY ONE, GET ONE FREE*
General Admission Tickets (Bleacher);
*Maximum Four Tickets Total - OPPORTUNITY TO UPGRADE SINGLE GAME TICKETS FOR FOOTBALL AND MEN'S BASKETBALL GAMES*
*Maximum Four Tickets Per Game
INTERESTED IN THE BANTERRA-SIU SCHOLARSHIP?
Click here and Sign In with your Network ID to Apply
BANTERRA IS A PROUD SPONSOR OF SALUKI ATHLETICS AND BANTERRA CENTER
STOP BY ONE OF OUR NEARLY 40 BANTERRA BRANCHES TODAY
Carbondale Branch Located At 1500 W. Main St.
1 Student account is only available to customers 25 years or younger. At age 26, this account will automatically be converted to Saluki Interest Checking and must meet the normal criteria in order to avoid monthly fee. 2 ATM fees charged by owners/operators of non-Banterra ATMs or non-AllPoint ATMs may apply. 3 No Banterra fee on up to eight(8) non-Banterra ATM transactions, or up to $25 per statement cycle. Associated fees from ATM provider may apply. 4 Overdraft fees will be avoided by Banterra automatically declining any withdrawal or purchase that would be a result in insufficient funds to your account. Customers who prefer to not have these transactions declined can link their account to a Banterra Overdraft Protection funding account; certain restrictions apply. 5 Banterra-SIU Scholarship Fund is facilitated by SIU. To apply or learn more, Click Here. 6 Debit card must be used onsite to receive benefits. Benefits do not apply to online purchases. For complete details on unique Saluki fan experiences, ticket offers and discounts at SIU Athletic Events, go to Click Here. 7 While supplies last. 8 Saluki checks and other check designs are available, prices vary per style. 9 Tiered interest: Less than $1,000 – no interest; $1,000 - $9,999 balance – .40% APY; $10,000 - $24,999.99 – .60% APY; $25,000+ - .75% APY; $1,000 minimum daily balance is required to earn interest.; Rates are accurate as of July 20, 2019 and are subject to change after September 30, 2019. Interest will be compounded and credited monthly based on statement cycle. Fees may reduce earnings. 10 Cash Bonus: $200 Cash Bonus With Saluki Interest Checking: One direct deposit must post to your account within 60 days; direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government and must be $200 or higher. Bonus will be credited to your account within your statement cycle following your first direct deposit and will be reported as income on Form 1099-INT. Limit one bonus per household. Accounts must be opened by Sept. 30, 2019 to receive bonus offer. Cannot be combined with other checking offers. Offer only applies to Saluki Interest Checking. Checking offer is not available to existing Banterra checking customers only and or previous customers whose accounts have been closed within the last 90 days or closed with a negative balance. Must be 18 years or older and agree to maintain account in good standing for a minimum of six months. Subject to bank approval. Employees are not eligible for this offer. Account Closing: If your checking account is closed within six months after opening, the bonus amount you received for that account will be deducted at closing. There is a $100 minimum deposit required to open account. To avoid monthly service fee of $10, one of the following is required each statement period: 1) $5,000 minimum daily balance or 2) $20,000 combined average balance in checking, savings, money markets or CDs. 3) A monthly direct deposit of at least $200 or higher is deposited to this account. 11 CD Rate Promotion: Advertised Annual Percentage Yield (APY) accurate as of July 29, 2019. Promotional rates only available for Saluki deposit account holders with new funds and accounts must be opened by September 30, 2019. A minimum deposit of $1,000 is required to open and earn APY for six-month CD. Penalty for early withdrawal on CDs. CD is automatically renewed for the same term at the interest rate available at that time. 12 Money Market Rate Promotion: Platinum Money Market has a minimum deposit of $10,000 to open and to earn interest. Tiers for Platinum Money Market include $10,000-$24,999.99 at .65% APY; $25,000-$99,999.99 at .85% APY; $100,000-$249.999.99 at 1.50% APY; $250,000-$499,999.99 at 1.75% APY; $500,000+ at 1.85% APY. Money Market account rates are subject to change after Sept. 30, 2019; fees may reduce earnings. Promotional rates only available for Saluki deposit account holders with new funds and accounts must be opened by Sept. 30, 2019. 13 Mortgage Special - $500 Off Closing Cost: Offer good for applications taken through Sept. 30, 2019. Other normal loan fees will apply. Mortgage payments set up to be automatically paid from a Banterra bank account is required for $500 savings; not required for loan approval. FHA, VA and Rural Development loans are not eligible for this offer. 14 One of the following is required each month to avoid fee: (1)$2,500 minimum daily balance in this account; (2) $5,000 combined average balance in this account, identified checking, savings & money markets, or minimum balance in certificate of deposit (CD) and/or IRAs. The CD minimum balance equals the current balance at the beginning of each statement period; (3) A monthly direct deposit of at least $200 or higher is deposited to this account. Direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government and must be $200 or higher.